When I say Going Over the Budget, I don’t mean Let’s Do the Numbers. I mean we’ve spent too much money. Oops. Our monthly goal is $2383. We spent $2772. The good news is that since we were under budget in January and February, we’re still under budget for the year. But that’s not making us feel much better. We now have less wiggle room for the rest of the year.
We went over our budget in six different categories!
- Food: Mostly because we got a little lazy in our meal planning.
- Utilities: We’ve gone over every month; guess we didn’t budget high enough.
- Wine & Beer: Just by a couple bucks.
- Fun: $99 to renew Amazon Prime; I think it’s worth it…
- Wiggle Room: Our computer monitor died; had to replace it.
- Kids: We bought a bike trailer: Burley d’lite.
Don’t worry about us though. We have a plan. Some of the things we spent money on this month are going to pay off. We bought a bicycle trailer so we can tow Coraline and Mazlo. This will be great for adventures, once we get our legs back in shape. But it will also be great because we can, hopefully, drive a little less. Most of our driving is nonnegotiable: me to work, Sunny to her mom’s, roadtrips. I’m talking about shortish day trips. We can’t generally bike instead of driving for these. However, we do make trips to the grocery store and the library. And, with a little planning around nap schedules, we can bike for those trips.
Here’s even better news to go along with that: we’re saving money on car insurance. By switching to Metromile, we’re cutting our monthly bill in half. Metromile is this new deal where you pay for car insurance based on the number of miles you drive. This is great because it will be just a little more encouragement to bike instead of drive. I’m pretty excited about this right now. We should save more than enough money in the next nine months to cover the cost of the trailer, and if we hadn’t bought that, we would have been under budget. I think it was a good investment.